Settlement guides

What is a Texas accident claim worth?

How claims are valued by accident and injury type, what pushes the number up or down, and how a settlement is paid out. General information, not a promise of any result.

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Attorney Steven Owsley
Steven OwsleyAttorney at Law, State Bar of TexasU.S. District Court, Southern District of Texas

Rear-end collision settlements

What a Texas rear-end collision settlement depends on: fault, injury, treatment, coverage limits, and the arguments insurers use to pay less.

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T-bone accident settlements

How Texas T-bone crash settlements are valued: right-of-way fault fights, side-impact injuries, intersection video, and coverage limits.

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Head-on collision settlements

How Texas head-on collision settlements are valued: catastrophic injuries, wrong-way and impaired drivers, policy limits, and exemplary damages.

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18-wheeler accident settlements

How Texas 18-wheeler settlements are valued: federal insurance minimums, carrier liability, FMCSA violations, black box data, and bifurcated trials.

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Motorcycle accident settlements

How Texas motorcycle accident settlements are valued: rider bias, helmet arguments, severe injuries, lane-splitting rules, and coverage limits.

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Uber and Lyft accident settlements

How Texas Uber and Lyft accident settlements are valued: app status, the $1 million TNC policy, other drivers, and passenger claims.

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Pedestrian accident settlements

How Texas pedestrian accident settlements are valued: serious injuries, crosswalk fault fights, driver coverage, and your own auto policy.

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Bicycle accident settlements

How Texas bicycle accident settlements are valued: driver fault, safe-passing rules, helmet arguments, injuries, and the rider's own coverage.

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Drunk driver accident settlements

How Texas drunk driver accident settlements are valued: dram shop claims, uncapped exemplary damages for intoxication felonies, and coverage limits.

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Uninsured motorist settlements

How Texas uninsured and underinsured motorist claims settle: your own policy limits, the Brainard rule, hit-and-run contact, and consent to settle.

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Wrongful death settlements

How Texas wrongful death settlements are valued after a fatal crash: who can recover, the survival claim, exemplary damages, and coverage.

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Delivery van accident settlements

How Texas Amazon, FedEx, and UPS delivery van accident settlements are valued: contractor structures, commercial coverage, and proof.

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Bus accident settlements

How Texas bus accident settlements are valued: METRO and school buses under the Tort Claims Act, charter bus insurance, and the duty of care.

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Multi-vehicle pileup settlements

How Texas multi-vehicle pileup settlements are valued: dividing fault among drivers, joint and several liability, and shared insurance limits.

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How settlements are paid out

What happens after a Texas car accident settlement: the release, the trust account, liens, subrogation, fees, expenses, and when you get paid.

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Whiplash settlements

How Texas whiplash claims are valued: treatment records, recovery time, vehicle damage arguments, and the coverage that limits what can be collected.

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Herniated disc settlements

How Texas herniated disc claims are valued: MRI findings, injections and surgery, degeneration arguments, future care, and the insurance available.

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Spinal fusion settlements

How Texas spinal fusion claims are valued: surgical cost, permanent restrictions, future care, lost earning capacity, and coverage limits.

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Brain injury settlements

How Texas brain injury claims are valued: testing, cognitive and personality changes, lost earning capacity, lifetime care, and coverage.

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Concussion settlements

How Texas concussion claims are valued: symptom duration, post-concussion problems, return to work, documentation, and the insurance available.

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Broken bone settlements

How Texas broken bone claims are valued: fracture type, surgery and hardware, healing, lasting limits, scarring, lost work, and available coverage.

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Knee surgery settlements

How Texas knee injury claims are valued after ACL, meniscus, or other knee surgery: causation, recovery, future care, lost work, and coverage.

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Shoulder surgery settlements

How Texas shoulder injury claims are valued after rotator cuff or labrum surgery: causation, recovery, lasting limits, lost work, and coverage.

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Back surgery settlements

How Texas back surgery claims are valued: discectomy, laminectomy, or fusion, permanent restrictions, future care, and lost earning capacity.

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Burn injury settlements

How Texas burn injury claims from crashes are valued: burn depth, grafts and surgeries, scarring and disfigurement, future care, and coverage.

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Amputation settlements

How Texas amputation claims from crashes are valued: prosthetics over a lifetime, lost earning capacity, impairment, home changes, and coverage.

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Spinal cord injury settlements

How Texas spinal cord injury and paralysis claims are valued: lifetime care, equipment, home changes, lost earning capacity, and coverage.

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Scarring and disfigurement settlements

How Texas car accident scarring and disfigurement claims are valued: scar location, permanence, revision surgery, and how Texas treats disfigurement.

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PTSD settlements

How Texas PTSD and emotional distress claims after a crash are valued: diagnosis, treatment, effect on daily life, and Texas mental anguish rules.

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Soft tissue settlements

How Texas soft tissue injury claims are valued: sprains and strains, treatment consistency, recovery time, insurer software, and available coverage.

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Sawyer Street Office

601 Sawyer St, Ste 200
Houston, TX 77007

Westheimer Road Office

3535 Westheimer Rd, Ste 230
Houston, TX 77027

Phone

713-275-6900

Email

support@owsleylawfirm.com

Languages

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Resources

What to Do After a Texas Car AccidentHow Texas Personal Injury Claims WorkEvidence After a Commercial Truck CrashHow Long Do You Have to File a Car Accident Claim in Texas?

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