In Texas, an Uber or Lyft crash is covered by up to one million dollars of company insurance when a ride is active, and by much less when the driver is only logged in. Owsley Law Firm secures the app records that decide which applies and charges no fee unless it wins. Screenshot the trip and call.
Understanding the claim
What does a Texas rideshare accident lawyer do for you?
Rideshare claims can turn on what the driver was doing inside the app when the collision occurred. Different coverage may apply when the app is off, when a driver is waiting, and when a passenger is being transported.
App status, trip records, communications, personal insurance, and platform coverage must be identified before the claim can be evaluated accurately.
Building the record
What evidence proves a rideshare accident claim?
The relevant evidence depends on the crash. The firm evaluates every available source and moves to preserve it before it is repaired, overwritten, or discarded.
- Driver app and trip-status records
- Platform communications
- Personal and commercial insurance policies
- Passenger and witness accounts
- Crash-scene and vehicle evidence
Texas law
Which Texas laws decide a rideshare accident case?
The Texas rideshare insurance law
Texas Insurance Code Chapter 1954 sets the coverage a transportation network company must provide. While the driver is logged in and waiting for a ride, the company must cover at least $50,000 per person and $100,000 per crash for injury. From the moment a ride is accepted until the passenger exits, coverage rises to $1 million. When the app is off, only the driver’s personal policy applies, and most personal policies exclude commercial driving.
Why app status decides the case
Everything turns on what the driver was doing in the app at the moment of impact. Trip records, driver status logs, and in-app messages are held by the company and must be requested and preserved. The firm sends preservation demands immediately and subpoenas the records when needed.
Passengers, other drivers, and pedestrians
An injured passenger almost always has a claim against the rideshare policy and may also have a claim against another at-fault driver. Occupants of the other car and pedestrians have claims that depend on the same app-status rules. Texas proportionate responsibility rules apply to everyone involved.
Texas Civil Practice and Remedies Code section 16.003 gives most injury claims two years from the date of the crash. Claims against a city, county, or the state carry much shorter notice deadlines under the Texas Tort Claims Act, sometimes as little as six months, and Houston and San Antonio require notice within 90 days by charter.
What to do now
What should you do after a rideshare accident?
- Screenshot the trip in your app immediately: driver name, vehicle, route, and time.
- Report the crash inside the app so a record exists with the company.
- Get medical care and keep every record.
- Photograph the vehicles and get the other driver’s information and insurance.
- Do not accept a quick settlement from the rideshare insurer; early offers rarely account for future treatment.
- Call the firm so preservation demands reach the company before records age out.
In Houston: Rideshare traffic in Houston concentrates around Downtown, Midtown, Montrose, the Galleria, the Medical Center, and both airports, with nightlife-hour crashes common on Washington Avenue and Westheimer Road.
Types of cases
What kinds of rideshare accident cases do we handle?
Serious consequences
What injuries can you recover for?
A claim should address the injury’s immediate and long-term effects. Medical evidence, work limitations, future care, and changes to daily living may all be relevant.
Injury guides
How your injury shapes a rideshare accident claim.
Answered in depth
Questions people ask about rideshare accidents.
Common questions
Frequently asked questions
Does Uber or Lyft always provide insurance?
Coverage depends on the driver’s app status and the facts of the trip. The applicable policies must be confirmed.
Can a passenger bring a claim?
An injured passenger may have claims against one or more responsible drivers and potentially applicable rideshare coverage.
What if another driver caused the crash?
Claims may involve that driver’s insurer as well as other available coverage.
How can app status be proven?
Trip records, receipts, screenshots, platform data, and formal discovery may help establish the driver’s status.