Texas law explained

The Texas laws that decide accident claims.

Each guide explains what the statute says, how it applies after a crash, and how it affects fault and what you can recover, with a link to the official text.

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Attorney Steven Owsley
Steven OwsleyAttorney at Law, State Bar of TexasU.S. District Court, Southern District of Texas

Following too closely (545.062)

Transportation Code 545.062 requires an assured clear distance. How the Texas following-distance rule decides fault in rear-end crash claims.

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Lane changes (545.060)

Transportation Code 545.060 requires drivers to stay in one lane and change only when safe. How it decides fault in Texas sideswipe crashes.

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Lane splitting (545.0605)

Since 2023, Transportation Code 545.0605 bans lane splitting and protects a motorcycle’s full lane. What it means for a Texas rider’s claim.

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Intersection right-of-way (545.151)

Transportation Code 545.151 sets who must stop and yield at Texas intersections and how right-of-way decides fault in T-bone crashes.

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Left turns (545.152)

Transportation Code 545.152 requires left-turning drivers to yield to oncoming traffic. How it decides fault in Texas left-turn crashes.

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Move Over law (545.157)

The Texas Move Over law, Transportation Code 545.157, protects stopped emergency, tow, TxDOT and utility vehicles. What it means for claims.

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Speeding (545.351)

Transportation Code 545.351 bars speed beyond reasonable and prudent, even under the limit. How Texas speed rules decide crash fault.

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Texting while driving (545.4251)

Transportation Code 545.4251 bans reading, writing or sending texts while driving. How it helps prove fault in a Texas distracted crash.

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Opening car doors (545.418)

Transportation Code 545.418 bars opening a car door into traffic unless safe. How the Texas dooring law helps cyclists prove fault.

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Duty to stop and render aid (550.021)

Transportation Code 550.021 and 550.023 require Texas drivers to stop and help after a crash. What a hit-and-run means for your claim.

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Minimum insurance (601.072)

Transportation Code 601.072 sets 30/60/25 minimum coverage. Why it often falls short after a serious Texas crash and what else can pay.

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Motorcycle helmet law (661.003)

Transportation Code 661.003 requires helmets for riders under 21 and some adults. How helmet use affects a Texas motorcycle claim.

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Work zone fines (542.404)

Transportation Code 542.404 doubles fines in Texas work zones when workers are present. How work zone rules matter in crash claims.

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Statute of limitations (16.003)

CPRC 16.003 gives two years to file most Texas injury and wrongful death lawsuits. How the deadline works, when it starts, and what can change it.

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Proportionate responsibility (Ch. 33)

CPRC Chapter 33 lets you recover in Texas if your fault is not over 50 percent. How proportionate responsibility works in crash claims.

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Paid or incurred rule (41.0105)

CPRC 41.0105 limits Texas medical damages to amounts actually paid or incurred. How the rule affects medical bills in an injury claim.

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Exemplary damages cap (41.008)

CPRC 41.008 caps Texas exemplary damages, with exceptions for intoxication assault and manslaughter. How it applies to crash cases.

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Wrongful death beneficiaries (71.004)

CPRC 71.004 limits Texas wrongful death claims to the spouse, children and parents. How the beneficiary rules work after a fatal crash.

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Survival claims (71.021)

CPRC 71.021 keeps an injury claim alive after death for the estate and heirs. How Texas survival claims differ from wrongful death.

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Guest passenger rule (72.001)

CPRC 72.001 limits claims by close relatives riding free as guests. How the Texas guest passenger rule affects a family member’s claim.

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Commercial vehicle trials (Ch. 72)

CPRC Chapter 72, Subchapter B, changed Texas truck crash trials in 2021. What bifurcation and the employer stipulation mean for you.

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Texas Tort Claims Act (Ch. 101)

The Texas Tort Claims Act allows claims for government vehicle crashes, with short notice deadlines and caps. How to bring the claim.

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Uninsured motorist coverage (1952.101)

Insurance Code 1952.101 requires UM/UIM coverage unless rejected in writing. How uninsured motorist coverage pays after a Texas crash.

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Personal injury protection (1952.152)

Insurance Code 1952.152 requires PIP unless rejected in writing. How Texas PIP pays medical bills and lost income regardless of fault.

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Rideshare insurance (Ch. 1954)

Insurance Code Chapter 1954 sets Uber and Lyft coverage: 50/100/25 while waiting, $1 million on a trip. How app status decides who pays.

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Dram shop liability (2.02)

Alcoholic Beverage Code 2.02 makes Texas bars liable for serving obviously intoxicated people who cause crashes. How dram shop claims work.

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Hospital liens (Ch. 55)

Property Code Chapter 55 gives Texas hospitals a lien on injury claims. How liens attach, how much they take, and why they matter.

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Resources

What to Do After a Texas Car AccidentHow Texas Personal Injury Claims WorkEvidence After a Commercial Truck CrashHow Long Do You Have to File a Car Accident Claim in Texas?

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